Auto Insurance
Comprehensive protection designed to cover a wide range of risks and situations related to driving your vehicles. Our primary goal is to provide peace of mind and financial security to car owners in case of accidents, theft, or other unforeseen events.
- Liability Coverage: Covers damages caused to third parties in the event of an accident where the insured is at fault, including bodily injuries and property damage.
- Vehicle Damage: Protects the insured vehicle against damages from collisions, rollovers, vandalism, natural phenomena (such as hail or floods), and other risks specified in the policy.
- Roadside Assistance: Offers services such as towing, tire changes, fuel delivery, and assistance in case of breakdowns.
- Driver and Passenger Coverage: Provides protection for personal injuries to the driver and vehicle occupants, even in accidents where there is no third-party liability.
- Accessory Coverage: Covers accessories and modifications installed in the vehicle (such as audio equipment, special tires, etc.).
- Replacement Vehicle: In case of repairs due to an accident, theft, or other covered events, a replacement vehicle is provided for the necessary duration.
Motorcycle Insurance
Specifically designed protection for motorcycle owners, offering coverage against a variety of risks and situations that may arise while riding these vehicles.
- Liability Coverage: Covers damages caused to third parties in the event of an accident where the insured is at fault, including bodily injuries and property damage.
- Vehicle Damage: Protects the insured motorcycle against damages from collisions, rollovers, vandalism, natural phenomena (such as hail or floods), and other risks specified in the policy.
- Roadside Assistance: Provides services such as towing, tire changes, fuel delivery, and assistance in case of breakdowns, specifically tailored for motorcycles.
- Personal Injury Coverage: Offers protection for personal injuries to the driver and passengers in case of accidents, including medical expenses, loss of income, and rehabilitation services.
- Accessory Coverage: Covers accessories and modifications installed on the motorcycle, such as helmets, safety equipment, communication systems, and more.
- Replacement Motorcycle: In case the motorcycle suffers damage from an accident, theft, or other covered events, a replacement motorcycle is provided for the necessary duration.
Condo Insurance
Protection designed for condominium unit owners. Unlike traditional home insurance, which covers the entire structure of a house, condo insurance focuses on protecting the individual unit and the personal assets of the owner within the condo.
- Condo Structure: Covers the part of the condo structure that the owner is responsible for maintaining and repairing, such as interior walls, ceilings, floors, and other permanent improvements within the unit.
- Liability Coverage: Protects the owner in case of injuries or property damage to third parties within the condo unit.
- Personal Property: Covers the owner's personal assets within the unit, such as furniture, appliances, clothing, electronics, and other valuables.
- Upgrades and Improvements: Covers upgrades and modifications made by the owner within the condo unit, such as kitchen or bathroom renovations.
- Temporary Housing Expenses: Provides funds for temporary housing if the unit becomes uninhabitable due to a covered event, such as a fire or flood.
- Loss of Use: Covers additional expenses incurred by the owner if the unit is uninhabitable due to a covered event, such as temporary rental housing or transportation costs.
Renters Insurance
Protection designed for tenants living in rented properties, whether apartments, houses, or any other type of rental housing. This type of insurance provides coverage for the tenant's personal belongings and offers protection against various risks and unforeseen events.
- Personal Property: Covers the tenant's personal belongings within the rented home, such as furniture, appliances, clothing, electronics, and other valuables in case of damage from fire, theft, vandalism, flood, or other covered events.
- Liability Coverage: Protects the tenant in case of bodily injury or property damage to third parties within the rented home for which the tenant may be held responsible.
- Temporary Housing Expenses: Provides funds for temporary housing if the rented home becomes uninhabitable due to a covered event, such as a fire or flood, covering the costs of renting a new place during repairs.
- Loss of Use: Covers additional expenses incurred by the tenant if the rented home is uninhabitable due to a covered event, such as temporary rental housing or transportation costs.
- Additional Liability: May include extra liability coverage beyond the rented home, such as injuries or damages occurring outside the rented property for which the tenant may be held responsible.