Commercial Auto/Trucking Insurance (Commercial Vehicle and Truck Insurance) provides comprehensive coverage for vehicles used in business activities. This type of insurance is essential for companies that rely on transportation for their daily operations, ensuring their vehicles and drivers are protected against various road risks.
Basic coverage
- Liability Coverage: Covers damages to third parties and their property in case of an accident caused by one of your commercial vehicles.
- Physical Damage: Provides protection against damage to your vehicles due to collisions, vandalism, theft, fires, and other events.
- Accident Charges: Covers medical costs and legal expenses associated with accidents involving your vehicles.
- Driver Coverage: Includes protection for the drivers of your commercial vehicles, covering injuries and medical expenses.
Benefits
- Comprehensive Protection: Ensures both vehicles and drivers are fully covered in case of accidents or damages.
- Operational Continuity: Minimizes business interruptions caused by commercial vehicle accidents.
- Regulatory Compliance: Meets the legal and regulatory requirements for operating commercial vehicles in your service area.